Free tools
Calculators
Canada
From the CRABenefit amounts are re-indexed every July. Each page carries the date its numbers were checked.
$8,157
maximum per child under 6, per year
Canada Child Benefit
What the CRA pays you per child, and the income where it phases out.
$109,000
lifetime room if eligible since 2009
TFSA Contribution Room
How much room you have left, and why withdrawals do not come back until January.
$8,000
a year, $40,000 over a lifetime
FHSA Contribution Room
Room starts when you open the account, not when you turn 18. That catches people.
Next
RRSP contribution room, once the pension-adjustment inputs are worth asking for.
United States
From the IRSFigures for the current tax year.
Every one of these ends in the same place
A number you did not have. What decides whether it helps is what happens next: money that arrives without a job attached gets absorbed, whether it is a benefit, a refund or a raise. Zero Budget is a zero-based budgeting app for couples, families and individuals, and giving every dollar a job before the month starts is the entire idea.